Welcome to LM Financial, looking for an Independent Financial Planner in Carmarthenshire?

Planning your next exciting chapter starts here!
Are you seeking an independent financial planner based in Carmarthenshire in close proximity to Carmarthen, Llanelli and Swansea. We’re aware life is no rehearsal. You only get one life, and you want to make the most of it. We’re Independent Financial Planners here to help communities across South and West Wales plan their next exciting chapter in their lives: their future.

While money isn’t everything, your finances still need to support your future plans. We understand each position is unique by building a personalised financial plan helping you on your journey for your best present and future!

Our CEO Laurence is on top rate 2025 as an independent financial planner on Voucher For!

Chartered Expertise

As a Chartered Financial Planner (CII), a Fellow of the Personal Finance Society (PFS), and a Member of the Chartered Institute of Securities and Investment (MCSI), founder Laurence is among the UK’s top financial professionals.

Independent Advice

As an independent, we’re not tied to a provider or product. Unlike restricted Financial Advisors, we’ve freedom to make recommendations in your best interest and to get you on the best path to the lifestyle you want.

Top-rated

Director, Laurence Murphy, for 5 years running made Top Rated in The Times ‘Vouched For’. An experienced trading standards trusted expert, chartered and certified for your confidence and peace of mind.

Friendly Service

Laurence is a friendly approachable professional to deal with. He’s interested in people and their life goals. What you see is what you get. No jargon, just informal chats with robust results.

Who we work with...

High Earners

We work with high earners looking to build wealth, often unsure whether to save or invest.
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Business Owners

Business owners come to us looking to protect wealth, many needing a potential exit strategy.
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LMF independent financial planners

Nearly Retired

Planning your retirement, you may be wondering if you’ve enough money for your desired lifestyle.
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independent financial planners

Retired

For the retired, many want to protect wealth and consider how to best enjoy assets.
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LMF independent financial planners

Professionals

Perhaps you are a fellow professional needing our advice for your clients. You are in the right place!
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Specialists

Are you a specialist looking for advice for your clients? Then look no further we can help!
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Don't decrease the goal. Increase the effort! Get in touch with our independent financial planners

LM Financial Planning

Testimonials

“Laurence put me at ease and helped me plan my future with set goals to achieve my dream retirement.”
Client – Anon

“I needed to review my pension arrangements to retire early. I found Laurence at LMF.  He helped make it happen and provided a great service!”

Anon

Fantastic independent financial planners service!

Anon

A great independent financial planner, Laurence really helped us set realistic goals for our dream retirement.

Anon

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Start planning for your next exciting chapter, your future, contact our team of independent financial planners

LM Financial Planning

Latest News

A happy couple - independent financial planners